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IMPORTANT NOTICE

This web site is owned and maintained by Milwain Advisory Limited. The use of this web site is subject to the following terms and conditions which you should read carefully. By using this web site you agree to be legally bound by these terms and conditions. If you do not accept these terms and conditions, please do not use this web site.

Use of website

1. The information, services and products on this web site are intended for use by residents of the UK only, and are not aimed at or intended for use by residents of any other jurisdiction.

2. This web site is designed to be accessed through its principal product home pages and such other pages as we may decide. If you access the site through individual pages directly, which are not designed for this purpose, you may not see important information which is relevant to a full understanding of our products and services. You may be referred on certain site pages to read Important Information. This Important Information will contain important product details and relevant legal or regulatory information and should be read in conjunction with the relevant site pages.

Exclusion of liability

3. While we have taken all reasonable steps to ensure the accuracy and completeness of the information on this web site, we give no warranty and make no representation regarding the accuracy or completeness of the content of this web site. Consequently, we accept no liability for any losses or damages (whether direct, indirect, special, consequential or otherwise) arising out of errors or omissions contained in this web site. Further, no warranty is given that the web site shall be available on an uninterrupted basis, and no liability can be accepted in respect of losses or damages arising out of such unavailability. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this web site by unauthorised third parties.

4. Access to and use of this web site is at the user's own risk and we do not warrant that the use of this web site or any material downloaded from it will not cause damage to any property, including but not limited to loss of data or computer virus infection.

5. This web site may contain links to other web sites which are hosted and maintained by third parties. We have no control over the content or security of any such site. You link to such web sites at your own risk, and we make no representations regarding the content of any such web site. We cannot be liable for any loss or damage which may arise from the use of such third party web sites.

Copyright

6. Milwain Advisory Limited. All rights, save as expressly granted, are reserved. Reproduction in any form of any part of the contents of this web site without our prior written consent is prohibited.

Trade marks

7. This web site contains numerous trade marks belonging to Milwain Advisory Limited. The registered trade marks include, but are not limited to, the Milwain Advisory logo. The unregistered trade marks include graphics, logos, words, phrases and icons contained on this web site. No rights are granted in respect of any of the above trade marks. If you are in doubt as to whether an item is a trade mark of Milwain Advisory please contact us for clarification at the address below.

Advice

8. The contents of this web site do not purport to provide any financial, investment or professional advice and nothing on the pages of this web site shall be deemed to constitute the provision of financial, investment or other professional advice in any way.

Governing Law

9. The terms and conditions of use of this web site are governed by the laws of England and any dispute regarding this web site shall be subject to the exclusive jurisdiction of the English courts.

Changes to web site

10. The contents of this web site, including these terms and conditions of use, are subject to change by us without notification.

Telephone Calls

11. We may record telephone calls for security or training purposes.

Registered details

12. Milwain Advisory Limited. Registered office: Stamford House, Stamford, Nr Alnwick. NE66 3RY registered number 4529367.

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